Morgan Price International Healthcare Comprehensive Health Insurance Solutions for Expats in Germany
Why Choose Morgan Price Health Insurance in Germany?
Morgan Price Health Insurance is an ideal solution for expats in Germany. Here’s why:
- Comprehensive Coverage: Recognized across the EU and meets all German insurance requirements.
- Flexible Plans: Various options to match your needs, with no age-related premium reserves, ensuring lower monthly costs.
- Easy Claims Process: Supported by Medigo in Berlin, offering assistance in English.
- No Health Checks: Simple application without complex underwriting.
With the FinanzSchneiderei, you have English-speaking experts right here in Germany who compare, advise, and find the best insurance options on the market for you. Our team’s expertise ensures that you get the most reliable, tailored plan suited to your needs.
Why We Recommend Morgan Price:
As specialists, we trust Morgan Price for its flexible, comprehensive coverage and ease of access, making it perfect for expats seeking hassle-free, high-quality healthcare solutions.
Contact us to explore your options and secure your health with confidence.
Need expert health insurance advice?
Germany’s health insurance system can be confusing, especially for expats. Here’s why having an experienced broker is important:
- Complex Regulations: German insurance laws can be difficult to understand.
- Finding the Right Plan: We help you compare and choose the best coverage for your needs.
- Expert Guidance: Get support to meet all legal requirements and avoid costly mistakes.
Contact us for personalized advice and a stress-free experience.
Premium example for a 24-year-old Expat in Germany (deductible of 250 EUR p.a.)
Standard Plus Plan
Morgan Price Health
International Insurance
74,49 EUR
Evolution Health Plan
- Access to private GPs
- Free Hospital choice
- Outpatience Limit 2.500 EUR
- No pregnancy and childbirth
- All fees charged by hospital
- Single-room accommodation
- Emergency dental benefits
Comprehensive Plan
Morgan Price Health
International Insurance
126,56 EUR
Evolution Health Plan
- Access to private GPs
- Free Hospital choice
- Outpatience Limit 5.000 EUR
- Pregnancy and childbirth costs
- All fees charged by hospital
- Single-room accommodation
- 750 EUR dental benefits p.a.
Premium Plan
Morgan Price Health
International Insurance
167,83 EUR
Evolution Health Plan
- Access to private GPs
- Free Hospital choice
- Outpatience Limit 10.000 EUR
- Pregnancy and childbirth
- All fees charged by hospital
- Single-room accommodation
- 1.000 EUR dental benefits p.a.
Get your individual Morgan Price online qutation
+49 831 930 62 440
Need help finding the right health insurance? Call us now today for expert advice!
Plans and benefits of Morgan Price health insurance
No matter if health insurance, travel insurance, accident insurance or other kinds of international health care, Morgan Price is proud of to be able to fulfill almost all the wishes and needs of the clients. Morgan Price offers insurance cover for individuals, familys or companys respectively firms.
Available Insurance Plans for Expats
Morgan Price offers a variety of comprehensive insurance plans tailored to the needs of expats. Options include Standard, Standard Plus, Comprehensive, Premium, and Elite plans, providing flexible coverage for individuals living in Germany or across Europe.
Each plan is designed to meet different levels of healthcare needs, ensuring expats have the right protection and peace of mind. Whether you need essential coverage or extensive benefits, Morgan Price's insurance plans offer reliable solutions for expats seeking quality healthcare abroad.
Discount Options with Morgan Price Insurance
Annual Deductible (Self-Retention)
Lower monthly premiums by choosing an annual deductible. Available Options and Savings:
- 250 EUR – Up to 5% savings on premiums
- 500 EUR – Up to 10% savings on premiums
- 1,000 EUR – Up to 15% savings on premiums
- 2,500 EUR – Up to 25% savings on premiums
By choosing an annually limited excess, discounts of up to 25 % are possible!
Payment Intervals and Discounts
Reduce overall insurance costs by choosing longer payment intervals. Available Payment Options and Savings:
- Annual Payment – Up to 8% discount on total premium
- Semi-Annual Payment – Up to 4% discount on total premium
- Quarterly Payment – Up to 2% discount on total premium
- Monthly Payment – Standard premium, no discount
Note: Choosing longer payment intervals, such as annual or semi-annual, can lead to substantial premium savings over time.
Co-Insurance Options
Lower monthly premiums by sharing a portion of your medical expenses. Available Co-Insurance Levels and Savings:
- 10% Co-Insurance – Up to 5% savings on premiums
- 20% Co-Insurance – Up to 10% savings on premiums
- 30% Co-Insurance – Up to 15% savings on premiums
Choosing a higher co-insurance percentage allows for more significant savings on your monthly premiums, balancing out-of-pocket expenses and cost reduction.
Key Benefits for Expats in Germany
Morgan Price Health Insurance provides expats in Germany with significant advantages. Here are the key benefits:
- Comprehensive EU Recognition: Plans are accepted across Germany and the EU, ensuring expats meet local health insurance requirements.
- Flexible Plan Options: Choose from various levels of coverage, from basic to premium, catering to different needs and budgets.
- Lower Premiums: With no age-related premium reserves, monthly costs remain competitive and affordable.
- Hassle-Free Claims Process: Supported by Medigo in Berlin, claims can be processed efficiently and in English, simplifying paperwork and communication.
- No Health Checks Required: Applying is straightforward, with no extensive medical examinations needed.
These benefits make Morgan Price an excellent choice for expats seeking reliable, cost-effective health insurance coverage in Germany.
Legal requirements Morgan Price is able to fulfill in Germany
| German Statutory Healthcare policy per Section §193 VVG | |
| Cover includes out-patient, dental and inpatient benefits | fulfilled |
| Max. excess of in- and outpatient cover less than 5.000 € | not guaranteed |
| Scope of benefits meet substitutive healthcare policy | partly fulfilled |
| Substitutive health insurance § 146 VAG | |
| Premium includes saving reserves | not fulfilled |
| No cancellation by provider due to non-payment | not fulfilled |
| Visa division for stays in the Schengen area | |
| Cover in case of medical emergencies>30.000 EUR | fulfilled |
| Medical emergency coverage | fulfilled |
| Home country evacuation | fulfilled |
| Assistance in case of death | fulfilled |
About Morgan Price - a leading Healtcare provider
Morgan Price International Healthcare Ltd, established in 1999, specializes in international health insurance solutions tailored for expatriates, travelers, and globally mobile individuals. Operating as a Managing General Agent (MGA), Morgan Price collaborates with reputable insurers to design and manage comprehensive healthcare plans.
Their offerings include a range of coverage options, from essential to premium plans, ensuring flexibility to meet diverse client needs. With a commitment to exceptional customer service and a deep understanding of the unique challenges faced by those living abroad, Morgan Price has become a trusted partner for individuals seeking reliable and adaptable health insurance solutions worldwide.
Since 2024, SI Insurance (Europe) S.A., based in Luxembourg and part of Sompo International, has been the primary risk carrier. Sompo International is a global insurance powerhouse under the umbrella of Sompo Holdings, Inc., one of Japan's largest and most established insurance groups. This partnership ensures financial stability and broad expertise in international health insurance.
Prior to 2024, HDI Global Specialty SE, headquartered in Hannover, served as the main risk carrier, demonstrating Morgan Price’s long-standing commitment to working with strong, well-established partners. This approach reinforces their dedication to offering secure and adaptable insurance solutions for expats and globally mobile individuals.
General informations about Morgan Price Health Insurance
European health insurance since 1999
Morgan Price has, like the most EAA-service providers, much more clients the most german health insurers. Many million insured trust the company worldwide since decades. The FinanzSchneiderei insurance broker has checked and tested the tariffs from Morgan Price many years. Because our health experts are always there for you, we already have made a good experience in cooperating. At the EAA-service provider Morgan Price we are able to report from the beginning from an excellent reimbursement.
Key Facts of Morgan Price Health Insurance
- Established in 1999: Over 25 years of experience in international health insurance.
- Tailored for Expats: Specializes in coverage for expatriates, travelers, and globally mobile individuals.
- Collaborative Partnerships: Works with reputable insurers to design and manage comprehensive healthcare plans.
- Financial Stability: Since 2024, partnered with SI Insurance (Europe) S.A., part of Sompo International, ensuring robust financial backing.
- New EU Location: The company is now based in Denmark, enhancing its accessibility within the European market.
- Customer-Centric Approach: Committed to exceptional customer service and understanding the unique challenges faced by those living abroad.
- Global Recognition: Plans are accepted across the EU and meet German insurance requirements.
- English-Speaking Support: Provides assistance in English, facilitating communication for non-German speakers.
These key facts highlight Morgan Price's dedication to offering reliable and adaptable health insurance solutions for individuals seeking quality healthcare coverage worldwide.
Member Service Highlights
- Dedicated Support Team: Access to a knowledgeable customer service team available to assist with inquiries and claims.
- Multilingual Assistance: English-speaking support to facilitate communication for expats and non-German speakers.
- 24/7 Emergency Assistance: Round-the-clock support for urgent medical situations and emergencies.
- User-Friendly Online Portal: Easy access to policy information, claims submission, and updates through the online member portal.
- Personalized Guidance: Tailored advice and support to help members navigate their insurance options and healthcare needs.
- Claims Processing: Efficient and straightforward claims process to ensure timely reimbursements and resolution of issues.
- Regular Communication: Updates and notifications regarding policy changes, benefits, and important information sent directly to members.
These highlights emphasize Morgan Price's commitment to providing excellent member service and ensuring a smooth experience for all clients.
Experiences of our customers of Morgan Price health insurance
As your german expert for the european health insurance we have made nearly exclusively the best experience with Morgan Price International Health Care since many years. Thereby we constantly check new tariffs and offers on the market. Also in the benefit case and at the reimbursement we have made the best experience with Morgan Price health insurance since many years. That´s what our customers say:
"With the Morgan Price I finally found a payable healthcare. This means that I get the best medical supplies in case of illness. Because of the FinanzSchneiderei there is also no language barrier for me."
Maximilan S. from Manchester
"The Morgan Price pays medical bills quickly and easily. This company also processed all my claims very quickly and without any problems. The team of the FinanzSchneiderei plans all transactions for me and discusses these things not only in german."
Alexandra T. from London
Letzte Aktualisierung am 21.11.2024
