Travel Insurance Germany

Learn how Travel Insurance works in germany and find the right type of individual health cover.

Compare & get your individual travel insurance quote

International visitors from abroad are able to apply for visa with the guarantee certificate issued by the insurance German medical providers will make our trip to Germany safe and easy.

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Need expert health insurance advice?

Health Insurance. Made simple.

The cost of travel health insurance can vary greatly between providers, making it hard to choose the right policy. With so many factors to think about—like premiums, coverage options, specific benefits, and what medical conditions or emergency services are included—comparing policies can quickly become overwhelming. Whether you’re seeking comprehensive protection or just basic coverage, the process of researching and sorting through various insurers can take a lot of time.

It’s not just the price you need to consider; understanding exclusions, emergency care options, and coverage details is essential for making the right decision. Instead of navigating this alone, why not consult with an expert? We can guide you through all the complexities, making sure you find a plan that fits your unique needs.

Ferdinand Steiner offers help for Travel Insurance

Choose your travel health and visa requirements with our customer service, now.

Travel Insurance 

from daily

1,19€

Young Coverage for stays abroad up to 5 years

Incoming Health Insurance
 
  • for young people
  • for pupils and students
  • for Au Pairs and Work & Travel
  • Area covered: worldwide

 

  • Applys until the age of 35
  • liability insurance included

Foreign Guests 

from daily 

1,70€

Visitor once policy stays abroad up to 365 days

Incoming Health Insurance
 
  • for foreign visitors
  • for guests from abroad
  • for Schengen Visa
  • valid all over Europe

 

  • for stays up to 5 years
  • available up to 75 of age

Private Health Insurance 

from monthly 

95,20€

Instant and easy access to unlimited healthcare

European Health Insurance
 
  • for Self-Employed
  • for employees
  • for immigrants
  • for expatriates

 

  • unlimited period of validity
  • available without age limit

Travel health insurance for foreign guests and foreigners in Germany

Wether you're traveling for business or leisure, you'll appreciate the perfect benefits and coverage insurance plans can provide. As experts, we help to consider not only a low price, but also a high scope of services and other factors.


Travel Insurance Benefits: How we can take care of you
Our advisers covered hundreds of people in Germany and all around the world last year. For our clients we provide 24/7 support from our travel professionals. Simply inquire a travel insurance plan that meets your needs best. Get a quote to compare the individual offers side by side.

Worldwide well-insured starting at 25 euro per month.

As multiple-awarded provider of travel insurance plans the Würzburger offers with TravelSecure4Students a custom-made and reasonable foreign insurance plan for visitors like a language student, trainees, guest scientists and doctoral candidates in three variations. Are you a student? Get your online quote and apply easy with us.

With the AXA´s foreign health insurance you are protected professional on holiday and business trips. The Axa tarifs cover alll the medically necessary treatments - without the additional travel health insurance you pay as a member of the statutory health insurance the treatment costs outside of Europe itself.

"Hand in hand" make all works better.

The HanseMerkur Insurance is your specialist for travel insurance in Germany. In particular, the health insurance for longer stays abroad of HanseMerkur have received many awards. Therefore Hanse Merkur offers customized travel insurances. Travellers can make their safety cheap with the products of German providers - perfect protection espacially for students!

The health insurances of Mawista protects students who want to travel to another country or you decided to study somewhere else.

The Mawista health insurance is a specialist for foreigner in germany or german people in other countries. So every student or pupils who are insured at the Mawista are perfectly protected if they are in another country to fulfill their school career. The Mawista also has many kind of offers so their customers have many possibilities to insure themselves.

Health insurance reqirements in Germany for schengen visa

Travel Insurance to Schengen countries is mandatory for every traveler. A group of 29 European countries fall into the Schengen Agreement, thus eliminating the internal border which controls them.

Travel Medical Insurance plans cover temporary health costs. These plans provide cheap coverage for accidents or illness, saving you from large medical costs if you require a visit at medical provider, doctor or hospital. Benefits:

  • Repatriation and emergency evacuation
  • 24/7 access to emergency assistance medical services
  • Freedom to apply treatment for in-patient and out-patient treatments of your choice
  • Maximum Limits from $50,000 to $2,000,000
  • Trip duration up to 24 – 36 months
  • eligible excess from € 0 to € 2.500

When you are preparing your journey to Germany, please remember to investigate your insurance plan benefits. Doing so, you feel calm knowing that you can access any assistance you might need while traveling.

About Schengen Visa Procedures and Travel insurance

To apply for visa, first make sure that you know your visa type and have arranged the documents for your application as per the list provided under required documents. In general you will need the following documents:

  • Passport (valid for 3 months beyond the planned stay period minimum)
  • Visa Application Form
  • Foto / Photograph

Confirmation of your travel insurance policy
While applying for a Schengen Visa it is mandatory to provide a copy of your travel health insurance policy. The insurance provider must have a physical office in the Schengen territory. The travel policy must be valid for the entire duration of stay.

Further necessary information

Apply for Visa online at a German Embassy/Consulate with the jurisdiction. Your application will be examined in the embassy and you may be contacted for an interview, if necessary. After completing the verification process and post approval, you will be issued a travelling visa.

Schengen Visa and Travel insurance Guide

When visitors are going to travel to Europe, they will need to know the requirements of the Schengen countries for insurance coverage. Not only Germany but 25 other countries of the Schengen area are part of majority of European countries, except some countries such as Croatia, Bulgaria Ireland and the UK for expample.

A trip for a longer period than three months requires specific travel insurance coverage wether visitors are traveling for business or pleasure, in a group or by your own.

Plans must be valid throughout the territory of the member states. Coverage has to last the entire period of stay. Germany and all other Countries of the Schengen area will require a visa letter from the insurance provider including the confirmation that the plan covers these requirements. Of course the confirmation letter needs to have your complete name matching your passport and your date of birth.

Ensure to check with your consulate / embassy about other specific health insurance minimums - because in some cases they can vary.

Need Help?


+49 831 / 930 62 440

Feel free to get in touch with our professional health care advisers.

Experiences of our customers

"Natalie helped to solve my insurance issues because I didn't find a suitable insurance for a school year in Germany and another country. But now I have a policy covered by Mawista health insurance. Mawista re-claimed all of my medical costs caused by an accident. I'm happy being insured with Mawista."


Elisabeth K from London | Student at University of Berlin 

"Last year I needed a health insurance urgently because I studied in another state. Online I found the the FinanzSchneiderei insurance broker and they offered me a fitting plan from mawista. Mawista provides travel insurance and covered my needs during school time. After this period with Mawista the brokers supported me to find a cheap solution to stay in Europe for another year."


Celine H from Washington | Costumer of Mawista 

What to do in an emergency?

What to do in an emergency? Especially if you need medical care in an emergency or if you need a hospital quickly, it is important to know who to contact and how to obtain such assistance. Below you can get some informations, how to act.

There are two different numbers to call in an emergency. You can call them if medical treatment is needed quickly or in any other case of sickness or emergency:

  • 112 - Ambulance and fire brigade
  • 110 - Police

Medicines are usually obtained through pharmacies. They are indicated by a large, red “A” symbol. There are two types of medicines:

  • available without a doctor’s prescription (e.g. headache pills)
  • prior medical examination and doctor’s prescription required (e.g. antibiotics)

Letzte Aktualisierung am 19.11.2024